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With these pointers, you may purchase your first car with assurance and avoid rookie errors and needless anxiety.
Purchasing a car, particularly your first one, can feel very stressful. (Representational Image)
Purchasing a car, particularly your first one can feel very stressful. There are a lot of factors to think about, such as finding affordable automobiles, going to showrooms, doing test drives, calculating loans and EMIs, and selecting the best insurance. It’s natural to feel a little overwhelmed.
You may even ask yourself, “Where do I even start?” But don’t worry, it doesn’t have to be that difficult. Everything you need to know before making that momentous choice about your first car can be found here.
Considering Need And Usage
Consider your needs for your vehicle first. Will you primarily utilise it for your everyday commute and sporadic family vacations, or do you want to show it off as a status or fashion statement?
Consider how many km you will travel each day and the places you often visit. Is your daily commute going to be more than fifty kilometres, or will you only use the car for quick trips to local markets? You may choose the appropriate type and ultimately save money by being aware of these considerations.
Various Body Types of the vehicle
Take your needs and lifestyle into consideration while selecting the body type. There are three main body kinds to select from:
Hatchbacks:
Hatchbacks are ideal for city driving because they are small, fuel-efficient, and low maintenance. A hatchback can be the best option for you if you have a short daily commute and a limited amount of parking space.
Sedans:
They are a flexible choice for a range of purposes or small family excursions because their body style offers a comfortable ride and ample space for passengers and luggage.
SUVs/MPVs:
SUVs and MPVs are perfect for big families or frequent road travellers since they have plenty of legroom, cosy seats, and a higher driving position. An SUV can be a better option if you live in a city with bad roads or regular flooding.
Financial Plan And Ownership Expense
The most crucial question now is: how much are you prepared to spend? Keep in mind that the ex-showroom price listed on the OEM’s website is only the beginning point. RTO, insurance, and handling fees are among the extra expenses that raise the total cost.
Suggestion: Generally speaking, your entire monthly car expenses, including petrol, maintenance, insurance premiums and EMIs, shouldn’t be more than 25 percent of your monthly salary. This makes sure your new purchase won’t put a strain on your finances. For example, if you make Rs 75,000 a month, your car should ideally cost less than Rs 18,000.
Old vs. New Vehicle
There are advantages and disadvantages to choosing between a new and used car. The scent of a brand-new car, the newest technology, and alluring showroom warranties are unmatched, as everyone knows.
However, a brand-new car is also more expensive. Nevertheless, if you choose a legitimate model with a solid maintenance record, buying a used automobile can be a wise approach to save lakhs of rupees.
In addition to money, consider depreciation, maintenance, and insurance costs to select the best choice. If you decide to buy a used car, be careful to have a reliable mechanic do a complete inspection.
Safety And Features
It is now time to explore the features of the car model you have selected. Though they may not actually need them, some people may be tempted to go all out and get a car with every option imaginable. However, that may out to be far more expensive than you had anticipated.
Safety should be your top priority if there is anything else. Airbags, traction control, ABS (anti-braking system), and even rear parking sensors are vital and life-saving features. ADAS can help reduce accidents, even though it may seem a little pointless and obnoxious to use in Indian driving conditions. However, only choose it if you genuinely believe it is necessary to prevent overspending. Additionally, make sure to look at the model’s crash test safety ratings.
Fuel Type Specifications
The fuel type you choose will depend on your driving style and financial situation. Petrol cars have lower mileage but are typically less expensive to buy. On the other hand, diesel vehicles are more expensive but offer greater mileage.
Then there is CNG, which is economical and environmentally beneficial but can be troublesome because there aren’t many CNG stations. Although EVs (electric cars) are the most environmentally friendly choice and have extremely low operating costs, they are typically costly up front and there is a dearth of infrastructure for charging them.
Post-purchase Assistance
The after-sales service of your potential brand should be understood. Verify the brand’s extensive, conveniently accessible service network and the reviews left by previous clients. For routine maintenance, trustworthy brands provide affordable prices, clear communication, and timely service. With certain brands, servicing may be provided after one month or 1000 km, whichever comes first, then six months or 50,000 kilometres, whichever comes first, and so on.
Reviews And Ratings
It’s always a good idea to get professional counsel before making a purchase, unless you have extensive experience of the automobile sector. To learn more about the features and specifications that each car offers, you may also compare other models or variations.
The Car’s Resale Value
The resale value is a crucial consideration if you intend to update your vehicle in the coming years. A number of factors come into play, including the vehicle’s condition at the time of resale, brand reputation, and fuel efficiency. Better resale potential can also be ensured by selecting a reputable brand with a strong service network.
Keep in mind that despite their high mileage, diesel engines may lose value when they are sold because of stricter emission regulations.
Final Negotiations And The Test Drive
Last but not least, always take the test drive. This is your opportunity to determine whether the car meets your needs. Pay attention to handling, comfort, and the entire driving experience when you’re behind the wheel.
Don’t forget to compare the deals in advance and visit several dealerships. Dealership extras like paint protection, extended warranties, and some auto accessories should also be avoided.
